When you are purchasing property in Southern California’s Housing market, its extremely vital that you trust and confidence in your real estate agent. Our commitment to you as your “Buyer Agent” is to provide you the best individualized service and care as our client.
Irina Shoket & Team of Aviara Real Estate possess the expertise and tools to work with you in making your dreams a reality. We service the Thousand Oaks and Conejo Valley from: Agoura Hills, Oak Park, Westlake Village, Newbury Park, additionally we service other suburban cities of Ventura County like Simi Valley, Moorpark, Camarillo and Oxnard, along with nearby cities of LA County such as Calabasas, Woodland Hills and West Hills.
A House You Can Call “Home”
Having the right information is key to success, because you know this already. Would you like that knowledge when making the most important decision of your life - purchasing your house or investment property in Thousand Oaks?
When you are a client of Irina and Jeff Shoket Realtor® and Team we inform and educate you about the area schools, the population, the traffic, the employment possibilities, and the potential growth of the area - nearly anything you could want to know about residing in the Conejo Valley areas of Ventura County and the surrounding LA County region is provided to you to help you make the right decision for your family or self.
Should you work with Irina Shoket & Team when buying property in Thousand Oaks?
Why are they different?
We know your time and effort is precious, we regard these aspects most importantly as the cornerstone in choosing the right person to work with and the perfect property that you desire. We listen and give consideration to all your requirements and dreams, we then begin to set your goals in motion accordingly. We're devoted to creating your real estate purchase as smooth and hassle-free as possibly from the frustration and surprises of buying a home, rather a more enjoyable experience for all!
We have effectively mediated and closed many property transactions and this is exactly what well will do for you. We are your dedicated guides in the process of purchasing a home, because what is most important in finding a home to you, becomes just as important to us! We'll be your aggressive negotiator (bulldog), so you will have the very best value possible. We'll assume the management within the transaction and oversee all minute transactional specifics that concern an effective transaction, securing financing, insurance, title and escrow issues. You deserve first-class representation to attain your goals. This is exactly why we can help you!
You deserve a highly qualified specialist to help you find a home in the Ventura and/or LA County region housing market? Give Irina Shoket & Team the opportunity to exceed your idea of what a Realtor can do for you! Send us an email or call us and let us help you to achieve your wishes in home ownership!
Let Us Assist In Locating Your Perfect Home…
We can provide a FREE personalized search of homes available within your criteria of preference which fits into your specifications and desires. All we need is your details, so we can ensure that we will be able to tailor your home search to exactly your needs. Just call (805) 418-2523, or email info@IrinaRealty.com and we'll work diligently to find the right home for you.
Be assured, your privacy is important! If you have any concerns, please review our Privacy Policy.
Seven Good Reasons to Own
The Tax Code: The U.S. Tax Code allows you subtract the interest you have paid in your mortgage that year and that years property taxes, as well as a few other costs involved with purchasing your house.
Gains: Between 1998 and 2002, national home values elevated at typically 5.4 % yearly. Even though there isn’t any guarantee of appreciation, a 2001 study through the NATIONAL ASSOCIATION OF Real Estate Agents ® (NAR) discovered that an average homeowner has roughly about $50,000 of unrealized return in the home.
Equity: Money spent on rent is money that you will never have again, but a mortgage obligation allows you to create equity interest in your house.
Savings: Building equity in your house is really a ready-made savings plan. So when you sell, you are able to generally receive up to $250,000 ($500,000 for any husband and wife) as profit without any federal taxes needing to be paid.
Predictability: Unlike rent, your mortgage obligations don’t increase through the years so that your housing costs may really decline while you own the house a longer period of time. However, bear in mind that property taxes and insurance charges will rise over time…
Freedom:The house is yours. You are able to decorate in whatever way you want and have the ability to take advantage of that aspect as long as you own the house. Change walls, redesign the bath room, add a extra room to the back, or install a pool…
Stability: Residing in one neighborhood for quite some time gives you the opportunity to take part in community activities, allows your family create lasting relationships, while having the advantage of educational continuity for your children.
To calculate whether leasing or purchasing is the appropriate choice for you, make use of this calculator thanks to Ginnie Mae: Calculator
10 Strategies for First-Time Home Purchasers to Stay Smart…
Be Decidedly Choosey, But Never Be Unrealistic: There's no perfect property.
Research Your Options Before You Begin Searching: Decide on the particulars and what features you would like in the home and what are the most significant and import elements that are must haves to you.
Prepare Your Finances: Take a look at your total current credit history and make certain you have sufficient funds available to pay for a mortgage and your deposit, as well as your settlement costs.
Don’t Prolong Securing a Loan: Speak with your bank or mortgage provider to be pre-qualified before you begin searching.
Decide On a Timeframe to Move: When does your lease expire? Do you have the ability to sublet? How tight is the rental market in your city?
Don’t Solicit to Many Opinions: It'll drive you nutz. Choose a couple of close people in your life for their input if you feel you need a second opinion.
Consider the Future: Have you been searching for a starter property with the thought of upgrading inside a couple of years or would you aspire to remain in this house longer? This decision may dictate which kind of home you’ll buy along with the kind of mortgage terms that fit you appropriately.
Avoid Being “House Poor”: Should you max yourself financially to purchase the largest home you can afford, you’ll won't have any funds left for upkeep or enhancements, or to save for other future financial targets.
Don’t Be Gullible: Require a house inspection, most importantly if at all possible, secure a warranty from the seller to pay for defects within twelve months.
Ask for Help: Think about employing a REALTOR® like a buyer’s agent. Unlike an inventory agent, whose first duty would be to the vendor, a buyer’s agent is working just for you. And frequently, buyer’s agents are compensated from the seller’s commission?
Disguised Property Flaws to Look Out for When Looking at Homes
No house is perfect, but certain physical problems could be costly. Keep and eye out for:
Water Leaks: Search for stains on ceilings and close to the floor base boards, particularly in basement cellars, or attic rafters.
Shifting Foundations:Search for large cracks across the home’s foundation surface area.
Drainage: Search for standing water, either around the foundation of the property or within the yard surrounding the structure.
Wood Boring Insects or Termites: Search for stressed or grooved wood, especially near walk ways and patios at ground level.
Stressed Roof: Search for damaged or missing copings and unsecured shingles in addition to the water spots on ceilings that can be seen from the interior.
Inferior Electrical Wiring: Search for old fuse boxes, electrical cords (showing inadequate plugs), and electrical outlets with no receptacle to connect the grounding prong.
Plumbing Issues: Extremely low water pressure, banging sounds in pipes. Flush a toilet and see if the water in the bath diminishes while the water is running…
“Homebuyers Toolkit”
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Home Buyers Did You Know…? The Price of Waiting if Interest Rates Go Up… While Hoping Real Estate Prices Continue to Go Down!
Find the Perfect Neighborhood for You and Your Family
The neighborhood in which you live will heavily dictate your whole way of life–things like walking to a nearby park with your kids, knowing your kids are attending good schools, feeling safe when your children play outdoors, being close to restaurants and shopping, enjoying a short commute, and knowing your home will appreciate at a healthy rate.
Not only does owning a home give you a haven for yourself and your family, it makes great financial sense, too. This calculation assumes a 28 percent income tax bracket. If your bracket is higher, your savings will be, too.
Rent =
Multiplier: X 1.32
Mortgage payment =
Because of tax deductions, you can make a mortgage payment—including taxes and insurance—that is approximately one-third larger than your current rent payment and end up with the same amount of income.
It's the big day. The day you go to the title or escrow company, sign your name on the dotted line, hand over a check and prepare to take ownership of your new home.
Irina & Jeff Shoket, are committed to your success and providing you with top quality service every step of the way. We want to be your source of information in the real estate process, your trusted consultants and passionate advocates. Representing the best of real estate has to offer in Conejo Valley, Simi Valley, Ventura and Los Angeles Counties areas. Servicing Real Estate Opportunities in the cities of the Conejo Valley and surrounding regions of Ventura County and Los Angeles County:
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Should you work with Irina Shoket & Team when buying property in Thousand Oaks?
The Tax Code: The U.S. Tax Code allows you subtract the interest you have paid in your mortgage that year and that years property taxes, as well as a few other costs involved with purchasing your house.
Be Decidedly Choosey, But Never Be Unrealistic: There's no perfect property. 