http://My-Thousand-Oaks-CA-Homes-for-Sale.com - Irina and Jeff Shoket Realtor, Welcomes you to Helping Buyers with Irina & Jeff Shoket  A Foreclosure and Short Sale Specialist. English and Russian Spoken.

Your Realtor:
Irina Shoket
BRE#: 01246477

 

Your Realtor:
Jeff Shoket
BRE#: 01899853

 
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  Market Update - Real Estate Market Trends -Helps you understand current trends in the Real Estate Market in Ventura County and surrounding areas Search for homes you desire the way with our easy to use search tool - Search for homes in Thouasand Oaks and Conejo Valley Helping Sellers - Helping sellers get the most for their property Helping Buyers - Helping buyers achieve their goals in purchasing their next property Living Conejo - Living in the Conejo Valley City Guide and Surrounding Area, Information Center My Blog - Irina’s Real Talk Blog - Your Real Estate Consultant for Life… and We Will Prove it Every Day! - Come join me in a conversation about the current real estate market, and other hot topics… About Irina - Her story and professional achievements Contact Me - Get help by sending me a message via email, and where to find my office with a local map  
 
 

Mortgage Tools with Irina & Jeff Shoket

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Best Comparable Mortgage Calculator

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What is The Real APR for That Loan?

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Mortgage Calculator.org
Home Value:  $
Loan amount:  $
Interest rate:  %
Loan term:  years
Start date: 
Property tax:  %
PMI:  %




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What is a Mortgage…?

A loan that is secured by property or real estate is called a mortgage. In exchange for funds received by the homebuyer to buy property or a home, a lender gets the promise of that buyer to pay back the funds within a certain time frame for a certain cost. The mortgage is legally binding and secures the note in giving the lender the right to have legal claim against the borrower’s home if the borrower defaults on the terms of the note. Basically, the borrower has possession of the property or the home, but the lender is the one who owns it until it is completely paid off.


In California a “Deed of Trust” is used to secure a property with a note - Mortgages are rare in California…

 
 

Irina & Jeff Shoket, are committed to your success and providing you with top quality service every step of the way. We want to be your source of information in the real estate process, your trusted consultants and passionate advocates. Representing the best of real estate has to offer in Conejo Valley, Simi Valley, Ventura and Los Angeles Counties areas. Servicing Real Estate Opportunities in the cities of the Conejo Valley and surrounding regions of Ventura County and Los Angeles County:

Agoura Hills Real EstateCalabasas Real EstateCamarillo Real EstateMoorpark Real EstateNewbury Park Real EstateOak Park Real EstateThousand Oaks Real EstateSimi Valley Real EstateWestlake Village Real EstateVentura County Short Sales ListingsLease & Rental Property Listings for Conejo Valley

My-Thousand-Oaks-CA-Homes-for-Sale.com   •   Irina Shoket Realtor   •   Jeff Shoket Realtor