- Irina and Jeff Shoket Realtor, Welcomes you to Helping Buyers with Irina & Jeff Shoket  A Foreclosure and Short Sale Specialist. English and Russian Spoken.

Your Realtor:
Irina Shoket
BRE#: 01246477


Your Realtor:
Jeff Shoket
BRE#: 01899853

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Home Seller Tips with Irina & Jeff Shoket


Things to Do After You Sell Your Home

Once you sell your house, it is a good idea to:

  1. Save copies of all the documents related to closing and settlement. Even though it might be enticing to destroy the mountain of paperwork through the home shredder or tuck it away into storage, you will want to have it available for April 15. When you file your taxes you’ll need the reference material papers for the expenses and proceeds of the sale. And once you file your tax return, you will want to put set aside the paperwork in case you are audited by the IRS.
  2. Retain the receipts for improvements and prior purchases. This is for tax benefits, too. The IRS permits you to add the cost of improvements to your home’s cost basis during the time you own the home, which is satisfying if you have a sizable capital gain. But to use this tax provision, you need to store receipts of everything purchased on home improvement.
  3. Put your funds in a money market account. If you sell and then don’t promptly buy, you’ll need a secure place to put your capital. A money market mutual fund offers protection and a reasonable rate of return. Money market funds offer daily access to your money and check-writing benefits.
  4. Stay current on tax laws. A recently passed law entitles you to exclude from tax a notable portion of the earnings from the sale of your principal residence. Because tax laws are always changing, you’ll want to stay on top of the tax laws to steer clear of losing a lot of cash.
  5. Pick your preceding home carefully. investigate out a selection of areas and housing alternatives that link up your family’s needs.
  6. Don’t feel forced. Take your time acquiring your next home; rent for a bit, if you’d like more time or want to try an area out first before purchasing. “Keep in mind that you have two years to postpone taxes on your house-sale profits,”.
  7. Examine your personal fiscal matters if things change. If your circumstances changes before you buy another home, you get a promotion, have a child, go through a divorce, you will need to rethink your financial affairs and how much you can pay for to purchase your new home.
  8. Think about what you need from an agent to help you obtain that home. While the agent who assisted you to sell your home maybe ill prepared to help you buy, you should carefully contemplate whether he or she can or will meet your requirements when buying a home. Buying and selling requires different skills. And, if you’re moving to a new town, you may want someone knowledgeable with the region.
  9. Think through your next down payment. Put at least 20% percent down on your next home in order to qualify for the best mortgage programs. If you can make more than a 20% percent down payment, you will want to assess whether you can earn a high enough return if that funds were invested elsewhere. “Younger home buyers willing to take on more investment speculation should lean toward a 20% percent down payment, whereas older home buyers who tend to invest less aggressively should opt for larger down payments”.
  10. Remember to send change of address notices. The U.S. Postal Service suggests you complete and mail your Change of Address Order Card or Internet form A.S.A.P..

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Irina & Jeff Shoket, are committed to your success and providing you with top quality service every step of the way. We want to be your source of information in the real estate process, your trusted consultants and passionate advocates. Representing the best of real estate has to offer in Conejo Valley, Simi Valley, Ventura and Los Angeles Counties areas. Servicing Real Estate Opportunities in the cities of the Conejo Valley and surrounding regions of Ventura County and Los Angeles County:

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